GUEST BLOGGER: ADRIE ROBERTS

The holiday hustle and bustle will soon be upon us. It can be a stressful time, but it’s important to keep it in perspective and remember why we go to all the effort. Author Donald E. Westlake said, “As we struggle with shopping lists and invitations, compounded by December’s bad weather, it is good to be reminded that there are people in our lives who are worth this aggravation, and people to whom we are worth the same.”
With that in mind, here are 10 tips for budgeting for gifts and events for those we care about.

Holiday traditions are a fun topic this time of year. Traditions that don't break the bank and add extra stress to your budget are even better! Join us on the Utah Money Moms Facebook Page, Monday-Friday, all month long as we post low cost and no cost traditions from Utah Money Moms contributors and followers. Join in the conversation and share your ideas too! 

GUEST BLOGGER: LIZ VANCE

The last few months of the year often have a lot of days off school with parent-teacher conferences, Thanksgiving, and holiday break. It can be fun having the kids home but it can also be hard to entertain them all day.  Libraries are a great and underutilized resource on such occasions! Actually, libraries are underutilized in general! So many free resources at your fingertips. Every library is a little different, so you’ll have to check out what your local library has. But here are some ideas that could help you entertain your kids on days off school.

GUEST BLOGGER: LIZ VANCE

This time of year especially (but really all year long) everyone could use a little extra savings! It can be hard to think of simple things that can save a few bucks in your daily life but that is one of the best ways to grow your savings account. I’ve come up with a list of a few simple ways you could save money. If you’d like to implement them all, that’s great! But you’re more likely to stick with it if you start with one and make it a habit before adding in another. That way you won’t overwhelm yourself! So take a look at some of these ideas, pick one, and really work at it until you’ve got it down! Check them out below: