Vincenza Vicari-Bentley, AFC Empowering Financial Wellness Lead Program Coordinator Both Roth IRA and Traditional IRA have their own advantages and disadvantages. The best choice depends on your current and future financial situation, tax bracket, and goals. Yes, you can have both at the same time. However, your total contributions to both accounts cannot exceed the annual contribution limit set by the IRS each year.
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Vincenza Vicari-Bentley, AFC Empowering Financial Wellness Program Coordinator III One of the biggest myths about credit is that checking your credit reports can lower your credit score. It’s absolutely not true. Checking your own credit report is considered a “soft pull" which doesn’t affect your credit since you aren’t actually applying for a credit or loan, you’re just accessing your own information.
Welp, the Feds raised interest rates, again. Luckily there are a few ways to take advantage of higher rates. Here are my top three money moves for August.
July marks halfway through the calendar year! It’s a great time to reassess progress towards your 2023 personal finance goals and consider how to best plan for what’s still to come. Here are my top three money moves for July.
The Utah Money Moms team is excited to bring you personal finance content that can help you stay on track with financial goals, make smart money decisions, and enjoy financial freedom during Financial Literacy Month 2023.
Here's what's coming your way this month:
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