 Wishing you a safe and happy Independence Day!
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AMANDA H. CHRISTENSEN, AFC, USU EXTENSION ASSOCIATE PROFESSOR, UMM EDITOR  Clearly, it’s important that all adults have a rudimentary understanding of money management. You don’t have to dig too deep to see the critical issues that make this all the more important for women. Research shows specific issues that make it CRITICAL for women to understand the basics of personal finance are threefold: they live longer, are more likely to stop working mid-career, and they earn less. Let’s break down the “So What?”
GUEST CONTRIBUTOR: KATHY RIGGS, USU EXTENSION PROFESSOR   If your family has the tradition of taking a summer vacation every year, you are not alone! It’s a great time to bond as a family and for parents to get away from work and other responsibilities. However, this year it may make less sense to spend a considerable amount of income on an expensive family trip. It may be wiser to use vacation funds to pay off debt or add to that “rainy day” fund (which may have come in handy to some families in 2020). Besides, there are still some travel restrictions in place and some of the more popular parks and recreation areas may not be fully open until late summer.
GUEST CONTRIBUTOR: ELIZABETH DAVIS, USU EXTENSION ASSITANT PROFESSOR   One of the greatest assets that we have is our own health. When we are healthy it is easy to take it for granted and assume that we will always have the energy, strength, and ability to do the things that are important to us. Eating well, exercising and getting enough sleep are all an important part of taking care of our bodies. Unfortunately, sometimes we let the “cost” of being healthy get in the way. For example, I have heard from many people that they can’t afford to eat healthy. In order to preserve our health, it is important to recognize that we can successfully eat healthy even on a tight grocery budget. Here are a few simple tips from nutrition Blogger Brittney Johnson to help you decrease your spending and increase your family’s health and longevity.
GUEST CONTRIBUTOR: KRISTILYN WILKINSON, USU ADJUNCT INSTRUCTOR   Happy National Selfie Day! Yes, this is a real thing, and yes, we want to celebrate it! A quick google search will let you know that on this day you should take a selfie and post it on social media to celebrate you. Doesn’t celebrating you give you the perfect excuse to treat yourself? Yes, yes it does! But treat yourself to what? “Treat yourself” is a common phrase we hear in society today, and it is usually associated with the idea that you spend some time treating yourself to life’s little luxuries. You know the ones I’m talking about, a pedicure, a night out with the girls (before Covid-19), etc. Of course, the next question that naturally follows is where do I get the money to treat myself on these little luxuries?
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amandaBlog editor and Accredited Financial Counselor sharing real-life money smarts that can help you stay on track with financial goals while still enjoying life! AS SEEN ON
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