Utah Money Moms
  • HOME
  • RESOURCES
  • About
  • Contact
  • Online Course

GRIT in Integrity (and money management)

11/18/2021

0 Comments

 
Shauna Barfuss, Empowering Financial Wellness Program Coordinator
Picture
Picture
​Have you ever noticed the word GRIT is in the word INTEGRITY?  It’s kind of crazy to me, I have written the word integrity countless times, but not until recently when a friend & coach pointed it out, did I realize that integrity contains GRIT! GRIT...mental toughness and courage, as Mirriam-Webster defines it. 
 
Since that moment, I have pondered on and appreciated this thought a lot: my money management integrity takes GRIT!  To look even closer... how about we dive into the word GRIT focusing on the letter R! It takes GRIT to: 


Read More
0 Comments

THe three R's of Environmental (and budget) Sustainability

11/30/2020

0 Comments

 
Guest Contributor: Andrea Schmutz
USU Extension Assistant Professor

Picture
Picture
​Knowing that most everyone appreciates a little more green in their wallet, especially as we head into holiday season, I’d like to share my most recent epiphany. I was reading about “America Recycles Day”, where each year, on or near November 15, the U.S. Environmental Protection Agency (EPA) recognizes the importance and impact of recycling to our nation’s economy and environment. The EPA’s website, epa.gov, provides fantastic information about greener living, recycling and reducing waste. As I perused an infographic on the website titled “Think Green Before You Shop”, I suddenly realized that the three R’s of environmental sustainability: reduce, reuse, and recycle, could also be called the three R’s of budget sustainability.


Read More
0 Comments

How do I Budget for Needs and Wants?

11/13/2020

0 Comments

 
Guest Contributor: Christina Pay
USU Extension Assistant Professor

Picture
Picture
​Needs vs wants.  Who hasn’t fought that budgeting battle?  Tough as the struggle may be, it is a fight that can be won.  The reasoning is pretty simple, right?  A need is something that is essential for you to be able to live and work.  Needs include housing, transportation and food.  Wants, on the other hand, are expenses that help you live life more comfortably. Wants include entertainment, travel, and toys.  It seems straightforward enough, but what about those gray areas where needs and wants overlap?  On occasion, our wants may seem so powerful that we can’t imagine living without them. Consider an item such as housing. Shelter is a need; however, it may become a want if you’re paying more for rent or a mortgage in order to live in a larger home or upscale area.  And clothing? That, too, is a need, but if you buy expensive brands or are buying clothing just because it’s on sale, it can quickly fall into the want category.  There are several strategies to help you win the needs vs wants battle.


Read More
0 Comments

PowerPay Money Master Course Launched!

10/2/2020

0 Comments

 
Picture
With so much that feels beyond our control, chaotic or hectic right now, it’s nice to revisit personal finance best-practices, which are completely within our control! The PowerPay Money Master Online Course is a video-based course with worksheets and further resources designed to help participants take a deeper dive into the topics they need most. This structure allows people to really tailor their course experience to their individual needs.

Come join the fun and strengthen your path to financial freedom with real-life money smarts and expert financial management tips designed to help you take control of your financial future. Can't wait to see you there! 

-Excerpts from Utah State University Today article by Julene Reese
0 Comments

What to do with a Windfall?

6/11/2020

0 Comments

 
GUEST CONTRIBUTOR: MELANIE DABB, USU EXTENSION ASSISTANT PROFESSOR
Picture
Picture
Receiving a windfall of cash (money that you were not planning on or expecting) can be really exciting! The temptation is probably to go on a spending spree. But, taking the time to explore other alternatives may just turn that windfall into an opportunity to build your wealth or get ahead. If you don’t need your unexpected cash influx to pay your bills, here are two important questions to ask yourself: 


Read More
0 Comments
<<Previous

    TAKE A FREE CLASS!

    Sign Up

    Host a Class

    Click Here!

    Picture

    amanda

    Sharing real-life money smarts to help you stay on track with financial goals while still enjoying life!
    Blog editor,  Accredited Financial Counselor &
    Extension Professor
    Utah State University 


    Follow the fun on Instagram


    AS SEEN ON

    Picture

    awards

    Picture
    Best of State 2022: Personal Finance Education
    Picture
    1st Place National Award in Social Media Education from the National Extension Association of Family and Consumer Sciences
    Picture
    Gold Award in Blog Site category at the 7th a​nnual Education Digital Marketing Awards.
    Picture
    Platinum Award in Digital Media, Web Design category at the International Marketing and Communication Awards.

      stay updated!

    Subscribe

    Picture

    Categories

    All
    2020 Census
    Allowance
    America Saves Week
    Book Review
    Budgeting
    Car Insurance
    Charity Fraud
    College
    Consumer Protection
    Couples And Money
    COVID 19
    COVID-19
    Credit
    Credit Cards
    Data Breach
    Debt
    Earth Day
    Education Expense Planning
    Emergency Savings
    Entrepreneurship
    Estate Planning
    Events
    Financial Binder
    Financial Education
    Financial Emergency Prep
    Financial Freedom
    Financial Goals
    Financial Health
    Financial Literacy Month
    Financial Paperwork
    Financial Peer Pressure
    Financial Security
    Financial Vision Board
    Flexible Spending Account
    Food Budget
    Gift Giving
    Holiday
    Holiday Budgeting
    Home Maintenance
    Homeownership
    Identity Theft
    Inexpensive Fun
    Inflation
    Insurance
    Investing
    Kids And Money
    Money Mindfulness
    Money Monday
    Money Personality
    Money Tip
    Mortgage
    Mutual Funds
    My529
    Net Worth
    Panic Buying
    Personal Allowance
    Personal Property Inventory
    PowerPay
    Renting
    Retirement
    Review
    Revolving Savings
    Roth IRA
    Saving
    Scams
    Singles And Money
    Spending
    Student Loans
    Taxes
    Tax Freedom Day
    Teens And Money
    Tracking Spending
    Travel
    Unemployment
    Utah Saves Week
    Vacation
    Women And Money

OTHER RESOURCES

finance.usu.edu
livewellutah.org
extension.usu.edu
powerpay.org

    STAY UPDATED!

Subscribe

FOLLOW US

  • HOME
  • RESOURCES
  • About
  • Contact
  • Online Course