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Alicia Nelson-Bell Empowering Financial Wellness Program Coordinator  Can you feel the dollars seeping out and the heat creeping into your home every summer as your air conditioner struggles to keep your home cool and comfortable? With rising costs of the basic necessities, you’re probably looking for ways to cut back on them, and to make it possible to leave money in your pocket so you can make progress towards your goals. A home energy audit is a great way to identify ways your family can make your living space more comfortable for you and your wallet.
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Guest Contributor: Christina Pay, USU Extension Assistant Professor   Most people will agree that the “dog days of summer” are usually slow, lazy, and hot. This phrase took on a whole new meaning for me when I moved from Utah to the San Joaquin Valley of California. With temperatures in my new town ranging between 99⁰ – 114⁰ (F) each day, my heat tolerance was sorely tested. And, as temperatures rose, so did the power bill. I couldn’t keep my head in the freezer all day (not practical) nor could I turn the air conditioner down to “arctic” (not economical). Instead, I learned a few tips along the way on how to stay cool without going into debt.
GUEST BLOGGER: KATHY RIGGS   For some, the winter months seem to encourage a type of human hibernation and subsequent lack of energy for taking care of even simple indoor home maintenance tasks or repairs. However, taking time to address a few low-cost tasks now may prevent having to pay for more expensive repair costs down the line. Below are suggestions for your to-do list, written in part, by writer Jeanne Huber.
GUEST BLOGGER: EMMA PARKHURST   I have been a homeowner for just about a year now, and so far my husband and I have dealt with 3 different leaks and 5 days with a broken furnace during the winter. We are no strangers to these problems – we experienced both in our first apartment together. Luckily our past experiences with these issues gave us the motivation to prepare for inevitable home maintenance issues. Right after we closed on our home, we really focused on beefing up our “rainy-day fund”, or should I say “leak-and-no-heat-day fund” using these strategies:
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