According to debt.org, in 2018 Americans had a combined total of $13.51 trillion of debt. This number is $837 billion above the previous high! So, if you are one of the many contributing to that $13.51 trillion of debt, here's a resource you've got to know more about: PowerPay. 
PowerPay shows you the most efficient and money-saving way possible to get out of debt. First of all, to use PowerPay you’ll need to create an account. Head to powerpay.org and click “New? Sign Up Now” to get started. It shouldn’t take you more than a few minutes to get your account set up. You can also use the free app on your Apple smart phone. Once it’s up and running here’s what you’ll need to gather:

GUEST BLOGGER: LIZ VANCE

Budgeting is one of the first things we talk about in the world of finance. But for most people it is not a pleasant or easy task. Luckily, we live in the day and age of technology! Technology is a great way to make budgeting easier and more enjoyable (or for some people maybe just more bearable). I have definitely heard a lot about the budgeting website, Mint, but I’d never tried it. So for today’s post I am going to let you know my first impressions after using Mint for the first time.

GUEST BLOGGER: EMMA PARKHURST

​One of my favorite things about summer is that it’s officially yard sale season. There’s nothing quite like organizing and tossing long forgotten items to make one wonder, “why do I have so much stuff”, or “why did I even buy this in the first place??” Applying principles of mindfulness to spending can help to avoid these common thoughts, and as an added bonus, can help us feel goodabout purchases. But first, what is mindfulness?