Now that we're a few weeks into the year, is your New Year's budget sticking? Here's an awesome tip that may help you keep that goal rolling through the whole year! Having a personal allowance helps you have the freedom to spend money on yourself but the control to not over do it. Have you established a personal allowed? If so, how has having a personal allowance helped you? 

GUEST BLOGGER: CALLIE WARD

​February- the month full of love, an amazing date, fantastic food, the perfect atmosphere, that one truly special holiday… you know I am talking about the Super Bowl, right?  For us Valentine neighsayers, let’s bring on some FOOTBALL! Well, really let’s bring on J-Lo and Shakira for the half time show and the food. 

GUEST BLOGGER: KATHY RIGGS

​Being prepared with food, water, and fuel for an emergency situation is fairly common practice for many Utahans and other folks living in areas throughout the U.S. While ice storms, power outages, and closed interstate highways may seem unlikely today, peace of mind is worth a lot when considering the unknown possibilities for your local area.

​Sticking to a financial resolution can be challenging when our excitement exceeds our preparation. The excitement and drive to set a goal to get out of debt or save for a vacation is so valuable to help keep us going when we’ve taken some time to prepare and plan successfully. Here are my 5 tips to make and stick to a family budget in 2020. 

GUEST BLOGGERS: WILLIAM D. DANKO, Ph.D. AND RICHARD J. VAN NESS, Ph.D.

​​Shop ‘til You Drop?
So many articles have been written about becoming an efficient shopper. It’s exhausting just reading about the techniques that people devise in order to have the ‘best’ shopping season ever. Year-round, buying to assure the best deals, studying the desires of gift recipients, most appropriate wrapping for each person, and on and on. Some even specialize in gift shopping for pets. Seems that all of the major newspapers report on the masters of the creative passion of gift-giving for Christmas and other occasions. Time is a precious commodity, so why do some people participate so vigorously in such activities? Just pause, relax, and breathe. There is no fatal consequence of not attending the circus chaos.