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Alicia Nelson-Bell, Empowering Financial Wellness Program Coordinator  I’m sure that over the course of the last year we have all seen that our grocery money doesn’t buy us as much as it used to. Because of this, it is even more important to be strategic in how we use our funds at the grocery store so we can meet our family’s needs without breaking the budget. Grocery budgets are a variable expense and with prices going up and up on many items at the store, let me share a simple tip that thousands of other people have found successful to save money on the food you buy.
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Melanie Dabb, Extension Assistant Professor  The principles of financial management are simple, but simple doesn’t necessarily mean that it’s easy. One of the biggest challenges to reaching goals and developing financial habits is discouragement. It takes time and effort to stick to goals and often we lose interest when we feel we have put in a lot of work and only made a little progress. The key is to keep going.
These four tips can help you stay motivated and on track with your financial goals and budget:
Click HERE to read the full article. Alicia Nelson-Bell, personal finance intern   When you think of budgeting, what thoughts, feelings or experiences come to your mind? Have you had positive, successful experiences with budgeting or have you had negative and restricting experiences with budgeting? Do you think of budgeting as something that can be fun or as something that takes a lot of time, effort and restricts you from being able to do the things you want in your life? Have you had any experiences in your life where you felt that better money management and planning would have helped you avoid that unfavorable situation? Do you believe that budgeting can be fun?
Jerevie Canlas, Ph.D., CFLE   Whenever we teach a budgeting class, we always emphasize that there are five pieces to every budget. Every budget should have the following elements: Income, Expenses, Expense Limits, Tracking/Monitoring, and Review and Evaluate. When people budget, the first four elements are relatively straight forward. The last element, however, might be what makes or breaks your budgeting strategy.
Amanda Christensen, AFC Utah Money Moms Editor; Extension Associate Professor   Well ladies, married or single, graduated or just starting your education, working your first job or years in to your career, it’s never too early or too late to start budgeting. Even if you’re already a ‘budget queen extraordinaire’, below are three common budget missteps to avoid.
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amandaBlog editor and Accredited Financial Counselor sharing real-life money smarts that can help you stay on track with financial goals while still enjoying life! Follow the fun on InstagramAS SEEN ON
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