AdOPt a Money Mantra
Alicia Nelson-Bell, HCHC
What if I told you one sentence could shape your whole year, and even beyond? “What is that sentence?” you may be asking. The beginning of the new year is the time that many people self reflect and decide what they would like to accomplish. We want this year to be different from any other. We want to invite you to adopt a 'money mantra' to guide your financial decisions this upcoming year.
Alicia Nelson-Bell, Empowering Financial Wellness Program Coordinator
I’m sure that over the course of the last year we have all seen that our grocery money doesn’t buy us as much as it used to. Because of this, it is even more important to be strategic in how we use our funds at the grocery store so we can meet our family’s needs without breaking the budget. Grocery budgets are a variable expense and with prices going up and up on many items at the store, let me share a simple tip that thousands of other people have found successful to save money on the food you buy.
Andrea Schmutz, USU Extension Assistant Professor
Parenting, personal finance, and children. Do you tremble when you hear all three of those topics in the same conversation? It’s okay if your answer is “yes”, in fact you might be part of a large club who feels the same way. Think about it for a second and it makes sense: a) Parenting often receives the description of “hardest job in the world”; b) Personal finance regularly holds a top spot on “the most challenging topic to discuss with others” list; and c) Children make up a complicated audience requiring engaging, creative tactics to keep their attention. What happens when you combine all three? You end up with the hardest job in the world trying to teach the most challenging topic to a complicated audience.
Are You Throwing Money Away?
Carrie M. Durward, PhD, RD
Nobody would just throw money in the garbage, but that is essentially what we do every time we waste food. It is something we all do! Recent research showed that the average American consumer wastes about one pound of food every day! That adds up to over $1,300 per year on food that goes in the garbage. That’s a lot of money! Food waste may seem inevitable, but you can significantly reduce this amount by simply changing a few of your habits. To learn how you can stop wasting food and start saving money, visit USU Extension Food Waste Series. You can also join us on Facebook at USU Extension Nutrition where we will be highlighting ways to reduce food waste all month.
April is National Food Waste Awareness month, and USU Extension Nutrition has developed a series outlining best practices and research-based solutions to help you prevent food waste. This series will help you learn how to meal plan, grocery shop, preserve fruits and vegetables, and use up leftovers in your home. They’ve provided various resources to make saving money and decreasing food waste in your home a breeze!
Carrie M. Durward, PhD, RD, is a USU Extension Nutrition Specialist and Associate Professor in the Department of Nutrition, Dietetics and Food Sciences.
References: Conrad, Z. (2020). Daily cost of consumer food wasted, inedible, and consumed in the United States, 2001–2016. Nutrition Journal,19(1).
Alicia Nelson Bell, Finance Intern
2021 USU Graduate
A 2020 report from Thriving Wallet states that around 90% of Americans reported experiencing money related stress in 2019 and 2020, which makes it the top contributor to stress in America. It may seem like a no brainer, but this money related stress that so many Americans are experiencing is having an impact on pretty much every aspect of our lives. This includes mental, emotional, and physical health as well as our relationships with our friends and family. It boils down to this: the more stressed we are about finances, the less likely we are to make smart money choices.
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