According to debt.org, in 2018 Americans had a combined total of $13.51 trillion of debt. This number is $837 billion above the previous high! So, if you are one of the many contributing to that $13.51 trillion of debt, here's a resource you've got to know more about: PowerPay.
PowerPay shows you the most efficient and money-saving way possible to get out of debt. First of all, to use PowerPay you’ll need to create an account. Head to powerpay.org and click “New? Sign Up Now” to get started. It shouldn’t take you more than a few minutes to get your account set up. You can also use the free app on your Apple smart phone. Once it’s up and running here’s what you’ll need to gather:
Tis the season for gifting. What fun it is to find thoughtful gifts for the people you love most! Shopping for kids is fun and often nostalgic for me. It is one of the best parts of my holiday “to do” list! There are times however when I’m stumped for ideas or don’t want to buy another toy to add to the ever-growing toy bin. Today I’m sharing a few of my favorite gifts that can help teach kids of all ages about good money management.
Money Accountability Pal = A pal you confide in regularly about a current money goal (like paying off debt for example).
Your MAP is somebody who will cheer you on and support you. Someone you could check in with regularly to report your progress. This may even be someone you can ask for advice (someone who has been in your shoes possibly?). Someone who’s honesty you won’t take personally. Mostly, this is someone to communicate with about a money goal, which experts suggest, helps you stay on track and makes you more likely to succeed.
Let me tell you, I LOVE this idea! Here’s why:
I am a personal finance expert sharing real-life money smarts that help me and my family stay on track with financial goals while still enjoying life!
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Silver Award in New Media category at the 34th annual Educational Advertising Awards.
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