GUEST BLOGGER: ELIZABETH DAVIS

Paying for college can be an overwhelming task. According to the Federal Reserve (2019) the average student loan debt per students finishing an undergraduate degree is $32,731. 
I was in graduate school when my daughter was born. Ironically the semester that she was born I was in a social policy class that discussed the expense of having children. I was overwhelmed and disheartened to learn that on average it costs $233,610 to raise a child to the age of 18 and that was NOT including college expenses! I was pregnant, sick, and overwhelmed by what seemed like the impossible task of planning for my child’s future while I was still in the throes of finishing my own education. 

According to debt.org, in 2018 Americans had a combined total of $13.51 trillion of debt. This number is $837 billion above the previous high! So, if you are one of the many contributing to that $13.51 trillion of debt, here's a resource you've got to know more about: PowerPay. 
PowerPay shows you the most efficient and money-saving way possible to get out of debt. First of all, to use PowerPay you’ll need to create an account. Head to powerpay.org and click “New? Sign Up Now” to get started. It shouldn’t take you more than a few minutes to get your account set up. You can also use the free app on your Apple smart phone. Once it’s up and running here’s what you’ll need to gather:

Hey, hey Utah Money Moms! Liz here! I wanted to tell you about one of the books listed on the Utah Money Moms Resource Page, The Automatic Millionaire. I first read this book as a freshman at Utah State and was surprised at how much I liked it! I recently reread the book and wanted to share with you 3 reasons why it’s a good option for anyone looking for a financial boost.

GUEST BLOGGER: KATHY RIGGS

GUEST BLOGGER: TASHA KILLIAN

Where are all the single ladies at? There’s got to be more than just me out here who follow this account that aren’t yet Utah Money “Moms”, right? If that’s the case, this blog post is for YOU. Let me introduce myself, I’m Tasha Killian. I’m an Assistant Professor for Utah State University Extension and I am single.
As a single person, budgeting, money, and finances are approached in a way that is different than our friends and family members with partners. According to research done by Ameritrade, less than one third of single people feel secure in their finances, and to top that off, the majority of single people who reported feeling secure were men. So, my fellow single ladies, the goal of this blog post and my future blog posts, will be to share some skills you can apply to help you build financial security now, without waiting for a partner.