GUEST CONTRIBUTOR: ANDREA SCHMUTZ, USU EXTENSION ASSISTANT PROFESSOR
I recently saw a quote on a sign that said, “Gardening: it’s cheaper than therapy and you get tomatoes.” I chuckled to myself and pondered the implied message. With spring in full force, it’s a perfect time to consider growing a garden and reaping the following SIX benefits:
GUEST BLOGGER: ANDREA SCHMUTZ, USU EXTENSION ASSISTANT PROFESSOR
“Look what I found! Can you make something with it?” When my kids were growing up, this was a common greeting as they walked in the door from school. Sometimes they had found a real treasure that held great potential for upcycling. The gold star days were when they opened up their lunch boxes and pulled out multiple empty juice pouches (i.e. CapriSun) they had collected from their friends. We would wash them out and plot all of the many projects we could make with the “trash”.
From the time they were young, I tried to instill in my children their role in protecting the earth and being good stewards of the resources around them. Before they were old enough to understand things like “carbon footprint”, I focused on helping them understand simple concepts like waste and trash. What I didn’t realize at the time was that I was also teaching them some simple money management skills while fostering creativity that would pay off when the budget was tight.
Have you ever stopped and thought about the connection between being a steward of the earth and a guardian of your budget? When we breathe new life into a discarded object, we save money and we help save the earth one small step at a time. Here are four common household materials that can be upcycled into useful projects or gifts:
GUEST BLOGGER: KATHY RIGGS, USU EXTENSION PROFESSOR
When was the last time you evaluated your finances? Are you making ends meet? Are you able to make your housing and utility payments each month and on time? Are you adding to a savings account regularly?
Hopefully you are able to answer “yes” to each of those questions. However, many of us are able to pay off regular debts yet struggle to save for that “rainy day” or even retirement. Here are three suggestions for giving your savings account a bit of a push from America Saves.
We did it! We made it out of January! Now that we are finally done with what feels like the longest month of the year, I don't think I'm the only one with my thoughts turning to sunny days and summer adventures! Maybe you don't have a big vacation planned this summer and that's okay! But even our long 3 day weekends or our quick getaways to Grandma's end up costing a little more than we anticipated, and there's a way we can get a jump start on that even now, to be ready with a little extra cushion come summer time. Check out this video for tips on how to start saving now so you can do all the fun things this summer without breaking the bank!
Sticking to a financial resolution can be challenging when our excitement exceeds our preparation. The excitement and drive to set a goal to get out of debt or save for a vacation is so valuable to help keep us going when we’ve taken some time to prepare and plan successfully. Here are my 5 tips to make and stick to a family budget in 2020.
Blog editor and Accredited Financial Counselor sharing real-life money smarts that can help you stay on track with financial goals while still enjoying life!
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