KristiLyn Wilkinson, M.S., AFC Candidate

You might be familiar with this phrase if you have read Marie Kondo’s The Life-Changing Magic of Tidying Up. I’m here to tell you that revolving savings accounts are pretty life-changing as well! A revolving savings account is the magic that keeps irregular expenses from derailing your budget. 
One of the main obstacles to budgeting that I hear from people is that they have expenses that don’t happen every month, that are larger in nature, and throw off their planning. For most people, we tend to live our financial lives month-to-month. Your rent or mortgage is due once a month, your car payment is due once a month, you pay for Netflix and piano lessons once a month, etc. You get the picture. But every month it seems like there are some expenses like a birthday, Christmas, annual insurance bill, college tuition, etc. that come creeping in. ​

Guest Blogger Kari Ure, M.S.
USU Extension Assistant Professor

Save money. Build an emergency fund. Prepare for a rainy day. Get out of debt. These are great goals, but i t can be challenging to know how to manage financial resources to make financial progress. Small, consistent changes in money spending can have big results. 

By Bryn Ramjoue’, Utah my529 Marketing Director

​You’re paying for braces, sports and dance lessons. With as much as it costs to raise a child today, putting money away for college may be the last thing on a parent’s mind. 
my529, Utah’s official 529 educational savings plan, may be able to help. 

KristiLyn Wilkinson, M.S.
Empowering Financial Wellness Program Manager

Since 2007, America Saves Week has been an annual celebration. It is held the last week of February, and it focuses on helping people save more money. Who doesn’t want to have more money in savings? I certainly do, but it can be daunting to get started. If you would like to learn more about American Saves, you can check out their website at Americasaves.org. This is a great website where you can set savings goals and sign up to get email and text reminders to help keep you on track. Each day during America Saves Week they will be focusing on these different aspects of savings!

Guys, it is WRESTLING SEASON at our house!! Wrestling was always big in my high school and with my family, and now with a son that loves it, the tradition continues. Like many sports or extracurriculars, wrestling has some cost associated with it: Registration / Team Fees, Uniform and Gear Costs, Tournament Registration, Travel, Concessions or food (This one is a HUGE cost!), Team Swag for the participant and the family support, Fundraisers (every parents favorite). These add up fast and so do the collection of team t-shirts too! (TIP: For a cheap and fun way to save your t-shirts here is a step by step guide for a t-shirt quilt.) As a parent, I can see the benefits of any kind of extracurriculars for my kids, physically, socially, and emotionally and make sure to plan for them each month within our budget. Researching how to save on this cost, I have come up with some tips to get you through the season: