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Alicia Nelson-Bell, HUD-Certified Housing Counselor Empowering Financial Wellness Program Coordinator  Unless you’re joining us from New Hampshire or Virginia, car insurance is one of those necessary expenses that is actually illegal to go without. It’s one of those things that many people hate to pay for but are glad to have it when they need to use it. Believe it or not, there are many things causing car insurance rates to be on the rise right now (not just inflation), some that are in your control and some that are out of your control. With these thoughts in mind, more people than before wonder how they can have the required insurance while cutting back on the cost. Lucky for you, we are sharing 5 of our favorite tips to help mitigate the cost of auto insurance premiums.
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Alicia Nelson-Bell, Former Finance Intern  Why pay for something you may not use? It’s a pretty good question to ask yourself in most instances when it comes to money management. This is also a question that many people ask about insurance at some point in their life. In 2020 there were over 50,000 auto accidents reported to the Utah Department of Public Safety. For those who either feel they can’t afford auto insurance or those who choose not to have insurance so that they can save a little money on a monthly basis, they end up paying out pretty big when accidents happen or even when they get pulled over. So, is the small monthly savings worth the big bills that come when an accident happens? We’re going to go over some of the costs associated with not having auto insurance in Utah.
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