GUEST CONTRIBUTOR: KATHY RIGGS, USU EXTENSION PROFESSOR If your family has the tradition of taking a summer vacation every year, you are not alone! It’s a great time to bond as a family and for parents to get away from work and other responsibilities. However, this year it may make less sense to spend a considerable amount of income on an expensive family trip. It may be wiser to use vacation funds to pay off debt or add to that “rainy day” fund (which may have come in handy to some families in 2020). Besides, there are still some travel restrictions in place and some of the more popular parks and recreation areas may not be fully open until late summer.
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If you’re still waiting for your Economic Impact Payments, you might be getting a debit card instead of a check in the mail. This, of course, is the money that’s meant to give relief due to the Coronavirus pandemic. You may have already gotten your payment by direct deposit or by check. But if you’re still waiting, watch your mailbox for either a check OR a VISA debit card. IMPORTANT REMINDER: the government will never, ever call, text, email, or ask you to click on a link they sent to activate your card or get your money. Here's the 101 (the 4-1-1, the "need to know", etc.) if your payment comes in the form of a debit card...
The COVID-19 pandemic continues to bring on a lot of financial concern. Many have questions about unemployment benefits offered through the CARES Act. Here are three common FAQ's regarding Pandemic Unemployment Assistance:
Note: This information is updated frequently. Please check jobs.utah.gov for current updates. 1. Am I eligible to apply for unemployment benefits? In general, you are eligible if you meet all of the following criteria:
2. Should I apply for Pandemic Unemployment Assistance? Individuals should apply for Pandemic Unemployment Assistance if they have lost income due to COVID-19 and:
3. I'm still working, but my hours were reduced. Should I apply? If you were full-time and see your hours reduced due to COVID-19, you may be eligible for unemployment benefits. When you apply you will report your earnings which will then determine how much or if they are eligible for unemployment benefits. For additional information please see www.jobs.utah.gov AMANDA CHRISTENSEN, AFC, USU EXTENSION ASSOCIATE PROFESSOR STACY ABBOTT, M.S., USU EXTENSION PROGRAM COORDINATOR A short-term loss of income can be devastating. There are steps you can take to look ahead and plan how to weather the storm. Read through the four steps below then download the FREE printable: What To Do When Your Income Drops: Four Steps to Create a Short-Term Plan and fill in your answers. This process will help you inventory, brainstorm, and create a short-term plan to get back on your feet. Keep reading for Step 1...
GUEST BLOGGER: KATHY RIGGS, USU EXTENSION PROFESSOR When was the last time you evaluated your finances? Are you making ends meet? Are you able to make your housing and utility payments each month and on time? Are you adding to a savings account regularly? Hopefully you are able to answer “yes” to each of those questions. However, many of us are able to pay off regular debts yet struggle to save for that “rainy day” or even retirement. Here are three suggestions for giving your savings account a bit of a push from America Saves. |
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