Guest Contributor: Christina Pay USU Extension Assistant Professor Each year millions of Americans participate in National Make a Difference Day, a day set aside for volunteers to participate in big or small acts of community service. While this day comes every year on the fourth Saturday of October, it doesn’t need to be the only day for volunteering your time. Volunteering is beneficial for many reasons ranging from increased good health to emotional wellbeing. Sandra Quadros Bowles, on her Money Wisdom blog, suggests that volunteering can also provide some significant financial benefits.
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Guest Blogger: Tasha Killian, USU Extension Assistant Professor I love decorating! There is something exciting to me about making your place your own through décor. Buying new pieces, creating different styles, and finding things that fit into what you want in your space is a lot of fun, but can also end up costing a lot. If you are like me and you don’t have a lot of extra cash to purchase some of the items you’d like, it can be a challenge to find things to fit your style and your budget. Luckily, there is a solution, so you do not have to live with bare walls! That solution is doing it yourself. GUEST CONTRIBUTOR: KRISTILYN WILKINSON, USU ADJUNCT INSTRUCTOR Happy National Selfie Day! Yes, this is a real thing, and yes, we want to celebrate it! A quick google search will let you know that on this day you should take a selfie and post it on social media to celebrate you. Doesn’t celebrating you give you the perfect excuse to treat yourself? Yes, yes it does! But treat yourself to what? “Treat yourself” is a common phrase we hear in society today, and it is usually associated with the idea that you spend some time treating yourself to life’s little luxuries. You know the ones I’m talking about, a pedicure, a night out with the girls (before Covid-19), etc. Of course, the next question that naturally follows is where do I get the money to treat myself on these little luxuries? GUEST CONTRIBUTOR: TASHA KILLIAN, USU EXTENSION ASSISTANT PROFESSOR Choosing to pursue higher education can be a tough decision. It can be an even harder decision when you look at all the costs. In light of National Higher Education Day, high school graduations, and college freshmen getting ready for their first semester, I thought I would share with you a few tips that got me through some of my higher education days, when money gets a little tight. If you, one of your children, a niece, nephew, or someone else you know is going to be starting their higher education experience in the next little bit, be sure to pass these tips on to them. GUEST CONTRIBUTOR: KATHY RIGGS, USU EXTENSION PROFESSOR Meaningful graduation gifts - Must they have a price tag attached? It’s again the time of year when graduation announcements begin to fill up mail boxes and social media pages. Though most graduates will experience a non-traditional ceremony this year, friends and family will still wish to acknowledge the hard work of high school, college or technology school graduates. However, with financial strains placed on many families, it can be difficult to know how much to spend and what type of gift will still be meaningful with less discretionary funds available. Some may still consider giving a laptop, new smart phone or car. However, these can be very expensive and out of reach for many parents, especially when finances may be stretched just to cover basic necessities. However, this is a great time to share some sound financial advice-- which may be the most useful “food for thought” gift a parent can give. It may be that going to a quiet spot to share a favorite take-out meal will help the advice to be easier to share and easier to accept. For parents: Six possible financial management strategies to consider sharing: |
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