GUEST BLOGGER: LIZ VANCE
The most common New Year’s resolutions seem to always be about health and money. But we all know those resolutions can end up being frustrating or forgotten all together a few months, or even weeks, into the year. If only keeping our resolutions was as easy as making them! We’d accomplish so much! Try some of these tips to help make financial resolutions a little easier.
Make it Automatic
If your resolution involves saving up for something, set up your savings to be automatic and it will make all the difference! For example, if you want to save $50 a month and it automatically gets transferred from your checking account to your savings account, you will be much more likely to stick to your plan. At most financial institutions you can easily arrange monthly transfers. It’ll only take you a couple of minutes to set up and then you’ll never have to think about it again! Your $50 a month will go into your savings account without you doing anything! Easy peasy!
Set Up Reminders
If you are trying to stick to a budget or cut back on spending, setting up occasional reminders in your phone can help you remember your resolution months afterward. It’s so easy to forget about your resolution a few weeks or months after your initial moment of motivation. So, when you’re feeling motivated, set up some occasional reminders to keep the motivation rolling all year.
Let your friends and family know what your plans are. It is a lot harder to cut back on spending if you have friends consistently asking you out to lunch. But if you’re friends know what your plans are, they can help you find fun ways to stick to your resolution! Maybe you can have lunch together at home instead of going out. It’s a lot easier when you have people supporting you.
Resolutions are a great tool to help you figure out where you want to go and how you’ll get there. If you haven’t been successful with your financial resolutions in the past, don’t be afraid to try again! Especially because you’ll never get where you want to be financially without working towards it. Try these tips and do your best! Here’s hoping 2020 is the best financial year you’ve had yet! Good luck!
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