Utah Money Moms
  • HOME
  • RESOURCES
  • About
  • Contact
  • Online Course

Black Friday Budget prep

11/27/2019

1 Comment

 
GUEST BLOGGER: LIZ VANCE
Picture
Picture
If you are a big Black Friday shopper, you KNOW it takes more than just showing up at a store to make the most of it. Preparation is a big part of finding the best deals. The same is true about your budget. Make a plan so you can end your day feeling like you've conquered Black Friday rather than it's conquered you!  Check out this step-by-step guide on how to prepare financially for Black Friday.

Step 1: Make a List – and buy only what's on it. Store ads will entice you to buy things you wouldn’t normally buy. The best way to combat that is to make a list of what you are looking for and stick to that list. It’ll be tempting to throw some exciting deals into your cart as you shop but if it’s not on your list, don’t do it! Your list may not even need to be specific. For example, you may not know exactly what you want to get your mom for Christmas but you’re hoping to find it while you shop. That is just fine! Just make sure you put everything you’re looking for on your list!

Step 2: Do Some Research – To find the best deals you'll have to do some research. It can be hard with all the brick and mortar stores as well as the online stores to compare. But if you really are committed to the best deals you can do it! Check newspaper ads, email subscriptions, and even ask the employees at your favorite stores. You never know when you’ll find an item at a cheaper price somewhere else! And isn’t the hunt part of the fun of Black Friday?

Step 3: Set a Spending Amount - After you’ve decided what you want to buy and how much it’ll cost, set a limit for yourself. Having a budget can help when something unexpected comes up. If an item ends up being more expensive than you anticipated you can see if you have wiggle room in your budget but if not, the budget is king! Stick to it! This will also help you only buy things on your list. You’ll feel so much better at the end of the day knowing you didn’t overextend yourself!

That’s it! Just 3 steps to having a more financially successful Black Friday. If you do it right, Black Friday can really be an asset! Just don’t let it become a financial burden! And most of all, have fun!

Happy savings!
Liz Vance

1 Comment
Home Plix link
11/16/2020 06:52:28 am

Hi buddy,
I just read your blog! Great work, thanks for sharing your amazing blog!
Thankfully. Homeplix

Reply

Your comment will be posted after it is approved.


Leave a Reply.

    TAKE A FREE CLASS!

    Sign Up

    Host a Class

    Click Here!

    Picture

    amanda

    Sharing real-life money smarts to help you stay on track with financial goals while still enjoying life!
    Blog editor,  Accredited Financial Counselor &
    Extension Professor
    Utah State University 


    Follow the fun on Instagram


    AS SEEN ON

    Picture

    awards

    Picture
    Best of State 2022: Personal Finance Education
    Picture
    1st Place National Award in Social Media Education from the National Extension Association of Family and Consumer Sciences
    Picture
    Gold Award in Blog Site category at the 7th a​nnual Education Digital Marketing Awards.
    Picture
    Platinum Award in Digital Media, Web Design category at the International Marketing and Communication Awards.

      stay updated!

    Subscribe

    Picture

    Categories

    All
    2020 Census
    Allowance
    America Saves Week
    Book Review
    Budgeting
    Car Insurance
    Charity Fraud
    College
    Consumer Protection
    Couples And Money
    COVID 19
    COVID-19
    Credit
    Credit Cards
    Data Breach
    Debt
    Earth Day
    Education Expense Planning
    Emergency Savings
    Entrepreneurship
    Estate Planning
    Events
    Financial Binder
    Financial Education
    Financial Emergency Prep
    Financial Freedom
    Financial Goals
    Financial Health
    Financial Literacy Month
    Financial Paperwork
    Financial Peer Pressure
    Financial Security
    Financial Vision Board
    Flexible Spending Account
    Food Budget
    Gift Giving
    Holiday
    Holiday Budgeting
    Home Maintenance
    Homeownership
    Identity Theft
    Inexpensive Fun
    Inflation
    Insurance
    Investing
    Kids And Money
    Money Mindfulness
    Money Monday
    Money Personality
    Money Tip
    Mortgage
    Mutual Funds
    My529
    Net Worth
    Panic Buying
    Personal Allowance
    Personal Property Inventory
    PowerPay
    Renting
    Retirement
    Review
    Revolving Savings
    Roth IRA
    Saving
    Scams
    Singles And Money
    Spending
    Student Loans
    Taxes
    Tax Freedom Day
    Teens And Money
    Tracking Spending
    Travel
    Unemployment
    Utah Saves Week
    Vacation
    Women And Money

OTHER RESOURCES

finance.usu.edu
livewellutah.org
extension.usu.edu
powerpay.org

    STAY UPDATED!

Subscribe

FOLLOW US

  • HOME
  • RESOURCES
  • About
  • Contact
  • Online Course