Vincenza Vicari-Bentley AFC & Lead Program Coordinator Empowering Financial Wellness Zero-based budgeting (ZBB) is a budgeting approach where every dollar of income is assigned a specific purpose aka “every dollar is given a job” and the point of using a ZBB is to ensure that total income minus total expenses(including savings) equals zero. This can be a very effective way to manage your money especially if you’re trying to pay off debt. Here’s essentially how it works.
1. Income:
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